By necessity, private bankers and wealth managers must have a broad skill set to compete effectively in the private banking market. Included in this skill set is the ability to make personal loans and handle business loan requests. In fact, the private bank customer and his or her business interests are often so intertwined that it can be difficult to differentiate between a personal loan and a business loan. Introduction to Private Bank Lending is a self-study course that provides a broad look into the many aspects of private bank lending, with an emphasis on both individual borrowers and their business interests.
After completing this course, learners will be able to:
Lending and Credit Risk
Learning About the Borrower
Assessing Individual Credit Risk
Assessing a Closely Held Business
Introduction to Global Cash Flow
Loan Structure Considerations
Each set of participant materials includes:
This course is designed to be used as a self-study allowing learners to work independently and at their own pace, concentrating on the areas they need most. This approach is especially effective when there are only one or two learners at a time or when the learners are spread out geographically. However, when multiple learners are involved, the materials can also be used in a blended learning approach by having an appropriate manager or training person lead periodic classroom review sessions. A pre- and post-test are available with this course to assess learning transfer.